There are a few steps that you can take to lower the cost of your bike insurance.
Remember, it's essential to give true and accurate information when you take out or change your insurance policy, otherwise your cover may be invalid. This will ensure you are covered if you need to make a claim.
However, one of the main factors is where you store your vehicle. If you have a garage or shed, then it's worth keeping your bike locked away and declaring this on your policy. Even keeping it on a driveway rather than a public road reduces the risk of theft or vandalism in the eyes of the insurer, which can reduce the cost of your policy.
You can also:
- Give us a more accurate figure of your annual mileage rather than relying on an estimate
- Specify whether you ever take a pillion
- Consider installing security devices on your bike
- Check that your level of cover matches your requirements: for example, if you no longer use your vehicle to commute, then you can reduce your level of cover to remove this requirement
- Please note, administration fees or cancellation fees may apply. For more information, take a look at our Terms of Business.