Insurers may access your credit report to check your identity and help provide you with the best possible price.
A soft credit search will be added to your credit report each time this happens, however the search won't affect your credit score and won't be visible to lenders. The search is shown only to you so that you have a complete record of who accessed your credit report, when and why.
If you decide to pay for your insurance via monthly payments, Close Brothers Premium Finance may carry out a hard search. This is because a Direct Debit requires that a credit agreement be set up with Close Brothers.